How to Qualify for the Pasban Remittance Reward Scheme

Qualifying is mostly about getting the basics right every month. Here is a checklist for both ends of the transfer.

Checklist for the family in Pakistan

1. Have a personal account at a participating bank. Check the list of 26 banks. A participating wallet also works.
2. Use a rupee account. Roshan Digital Accounts and foreign-currency accounts are excluded.
3. Don’t collect cash. Ask the sender to choose account credit, not cash pickup.
4. Use one account consistently. Each account is assessed separately.
5. Keep contact details updated with your bank — that is how winners are reached.

Checklist for the sender abroad

1. Send through a formal channel — a bank, exchange company or licensed money transfer operator.
2. Send at least USD 100 equivalent every month of the quarter. Allow a margin for fees and exchange rates.
3. Send in time for the money to be processed within the intended month.
4. Use the correct account details of an individual, not a business.

The most common reasons a family misses out

• One month in the quarter fell below USD 100, or was skipped.
• The money was collected in cash at a branch or agent.
• The remittance went to an RDA, foreign-currency or company account.
• The receiving bank is not participating.
• Transfers were split between different family accounts.

Try our eligibility self-check to test a quarter’s pattern.

Always check the latest official terms before relying on this information. Rules can change; the official Terms & Conditions prevail over any summary, including ours.