| Prize | Amount per winner | Winners | Total |
|---|---|---|---|
| 1st Prize | PKR 100 Million (10 crore) | 1 | PKR 100 Million |
| 2nd Prize | PKR 25 Million (2.5 crore) | 20 | PKR 500 Million |
| 3rd Prize | PKR 10 Million (1 crore) | 100 | PKR 1 Billion |
| 4th Prize | PKR 1 Million (10 lakh) | 2,400 | PKR 2.4 Billion |
| Quarterly total | — | 2,521 | PKR 4 Billion |
| Annual total (4 draws) | — | 10,084 | PKR 16 Billion |
The scheme provides quarterly prizes, with the total annual prize pool reaching PKR 16 billion. All prizes are cash, paid in Pakistani rupees and funded by participating banks.
Regional prize allocation
To spread prizes across remittance corridors, the 2nd, 3rd and 4th prizes are drawn separately within five regions, based on the country the remittance was sent from. The First Prize is open to beneficiaries receiving remittances from all regions.
Region shares
GCC — 50% · UK — 15% · Europe — 15% · North America — 10% · Other countries — 10%.
The terms say these proportions apply to the first two draws and may be changed for later draws with advance notice.
| Prize | GCC | UK | Europe | N. America | Other | Total |
|---|---|---|---|---|---|---|
| 2nd Prize (PKR 25M) | 10 | 3 | 3 | 2 | 2 | 20 |
| 3rd Prize (PKR 10M) | 50 | 15 | 15 | 10 | 10 | 100 |
| 4th Prize (PKR 1M) | 1,190 | 357 | 357 | 238 | 258 | 2,400 |
The region is decided by the country code reported with the remittance. The terms also explain what happens if a region has too few tokens to fill its allocation; check the official document for the final wording.
Are prizes taxed?
Yes. Prize amounts are gross. The paying bank deducts tax at source under the Income Tax Ordinance 2001 at the rate applicable to you on the payment date, credits the net amount and gives you a certificate of tax deducted. Your rate may depend on your tax-filer status; ask your bank or a tax adviser.
How prizes are paid
- Your own bank contacts you through the contact details held on your account to tell you about a provisional selection.
- The bank verifies the remittance, your identity (KYC), the account status and your eligibility. It may ask for a CNIC/NICOP copy, a declaration, or a branch visit.
- After verification, the prize (net of tax) is credited to the winning account in rupees.
- Prizes cannot be transferred to another person or account, or taken in any other form.
- There are no cars, goods or non-cash prizes. Anyone offering them in the scheme’s name is not authorised.
- One prize per account per draw; a winning account stays eligible for later draws.
- Unpaid prizes (for example after failed verification or no response) go back to the prize pool for a later draw.
Prize amounts in crore and lakh
PKR 100 million = 10 crore · PKR 25 million = 2.5 crore · PKR 10 million = 1 crore · PKR 1 million = 10 lakh.
Always check the latest official terms before relying on this information. Rules can change; the official Terms & Conditions prevail over any summary, including ours.