The headline rule is simple — USD 100 or more every month of the quarter into an eligible account. But real families have joint accounts, several banks and wallets. Here is how the official terms handle the common edge cases.
Joint accounts
A joint account of individuals is eligible. If it wins, the prize is credited to that account and handled under its operating instructions. Every joint holder must be an eligible person — if one holder is, for example, a bank employee, the account is ineligible.
More than one account
Eligibility is decided at account level. Each account is a separate entrant, whether at the same bank or different banks. Tokens belong to the account that received the money and are not combined across a person’s accounts.
Mobile wallets and microfinance banks
A branchless-banking wallet or account at a microfinance bank counts if the institution is a participating bank. Easypaisa Digital Bank is on the current list.
Minors
If the account holder is under 18, the prize is paid into the account and dealt with by the guardian under the account rules and the law.
Closed, frozen or dormant accounts
An account that is closed, frozen, blocked, dormant or under legal attachment at verification time is ineligible. If a winning account has been closed, the bank may pay into another account in the winner’s sole name at the same bank, at its discretion.
Bank staff
Directors, officers and employees of participating banks, PBA, 1LINK and SBP, and people involved in running or auditing the scheme, cannot win.
Opting out
You can ask your bank to exclude your account. This takes effect from the next quarter and does not affect your remittances. You can opt back in the same way.
Back to the main eligibility page.
Always check the latest official terms before relying on this information. Rules can change; the official Terms & Conditions prevail over any summary, including ours.
